How much to invest each month for a goal
Enter the goal, the years and what you have saved. See the monthly amount needed by type of investment.
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How the monthly amount is worked out
The goal's cost today is grown by inflation to the year you need it. What you have already saved is grown at each assumed return, and the gap is spread into equal monthly investments made at the start of each month.
Worked example
A goal costing ₹20 lakh today, needed in 10 years at 6% inflation, will cost about ₹35.8 lakh. With nothing saved, that needs roughly ₹16,900 a month at an assumed 11% return, or about ₹20,800 a month at 7%.
Common questions
Why does the goal cost more in future?
Prices rise with inflation. A goal that costs ₹20 lakh today costs about ₹36 lakh in 10 years at 6% inflation.
Why compare types of investment instead of naming funds?
BI CFO compares categories on your assumptions so you can see the trade-off between growth and stability. It does not recommend specific products.
Is the monthly amount fixed?
It assumes the same amount every month. Increasing it each year with your income lowers the starting amount needed.
For education and comparison only, based on your inputs and assumptions. Returns are not guaranteed. Not investment advice; BI CFO does not recommend specific products.