BI CFO // ADVISORY
INSGUAEYA2027[ LIVE ]NEXT: Sign in

Know your tax. Keep more of it.

S$/ YEAR
TAKE-HOME / MONTHS$0
INCOME TAXS$0
CPF (YOU PAY)S$0
CPF (EMPLOYER)S$0
FREE — NO SIGN-UP

Citizen or PR aged 55 or below, salary only. Income earned in 2026 is taxed in YA2027. Nothing you type leaves this page.

OPEN INCOME TAX CALCULATOR
01. TAX CALENDAR

—TO THE NEXT DEADLINE

The next twelve months, with today on it.

Income tax filing, corporate returns, GST quarters and ACRA. Dates assume a December year-end and calendar-quarter GST; yours may differ.

02. FREE TOOLS

Eight tools. Figures follow your salary.

Change the number at the top and these update. Open any tool for the full working.

03. ASK AN ACCOUNTANT

When a calculator isn't enough, ask an accountant.

An accountant on the BI-Outsource team reads your question, your figures and any IRAS letter you attach, and answers in writing.

  1. 01.Ask in plain words. Share your calculator figures with one tap.
  2. 02.Attach a PDF or photo — an IRAS letter, notice of assessment or payslip.
  3. 03.Get a written answer, a report, or book a call.
Ask your first question free
YOUIRAS says I under-declared my bonus last year. The notice says I owe S$2,140 more. Is it right?
[ noa-ya2026.pdf ]
ACCOUNTANT, BI CFOThe bonus was paid in January, so it belongs to the year you received it. The extra tax is correct for that amount.
ACCOUNTANT, BI CFOYou missed S$1,800 of course fees you can still claim. We can file an objection within 30 days of the notice. Draft attached.
[ objection-draft.pdf ]
04. WHO WE ARE

BI‑Outsource. CFO‑led accounting from three offices.

BI CFO is run by BI-Outsource, which handles accounting, Virtual CFO work and business intelligence for clients in India, Singapore and the UAE.

150+businesses served
3offices: Kochi, Singapore and Dubai
8accounting platforms we work in
SINGAPORE

22 Sin Ming Lane, #06-76 Midview City, Singapore 573969

KOCHI, INDIA

AGA Towers, Major Road, Vytilla, Kochi 682019, Kerala

DUBAI, UAE

LB01121, Jebel Ali Free Zone, Dubai 17612

cfo@bioutsource.com+91 97449 22222bioutsource.com

XeroQuickBooksZoho BooksTallyABSSSageWaveVolopay
BI-Outsource became an extension of our management team rather than just an accounting provider. Their monthly reporting and financial analysis give us the information we need to make decisions quickly.
Jonathan Tan, CEO
Elevate Digital Pte. Ltd., Singapore
As we scaled, our accounting became increasingly difficult to manage internally. BI-Outsource gave us a finance function that could keep up with the business — from accounting and reporting to forecasting and CFO-level support.
Adrian Lim, Founder
Northstar Commerce Pte. Ltd., Singapore

Your figures stay in your browser unless you sign in. Files you send are kept in a private folder that is not reachable from the web, and you can export or delete everything from your account at any time.

05. PLANS

Start free. Climb when you need to.

Monthly prices in Singapore dollars. Virtual CFO gives a company its own accountant as a part-time CFO.

06. QUESTIONS

Common questions

Which year do these figures use?

Income earned in calendar year 2026 is assessed in Year of Assessment 2027 at the resident rates in force since YA2024, from 0% on the first S$20,000 to 24% above S$1 million. No personal income tax rebate has been announced for YA2026 or YA2027.

Do these tools cover foreigners?

Yes. The income tax calculator handles non-residents, whose employment income is taxed at 15% or the resident rates, whichever is higher. Foreigners do not pay CPF.

Who answers my questions?

Qualified accountants on the BI-Outsource team, working from Singapore and India. BI-Outsource has an office at Sin Ming Lane, Singapore.

Can you file my return with IRAS?

Plans cover answers, reports and calls. Filing and representation are separate services; ask and we will quote.

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