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BI CFO / Singapore / CPF contribution calculator

CPF contribution calculator

Employee and employer CPF for 2026, by age band, with the S$8,000 monthly and S$102,000 annual ceilings.

Basic pay and fixed allowances
Additional wages

Enter your figures to see the result.

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Common questions

What is the CPF wage ceiling in 2026?

S$8,000 a month for ordinary wages from 1 January 2026, and S$102,000 a year in total including bonuses.

What are the 2026 CPF rates?

55 or below: 20% employee, 17% employer. 56 to 60: 18% and 16%. 61 to 65: 12.5% and 12.5%. 66 to 70: 7.5% and 9%. Above 70: 5% and 7.5%.

Do foreigners pay CPF?

No. CPF applies to Singapore citizens and permanent residents. New PRs pay graduated rates in their first two years.

For education only. Citizens and PRs from their third year of PR, monthly wages above S$750. Not tax or payroll advice.

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